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Moving house is very stressful, there is no denying that fact. Selling your current property, getting the asking price and making sure that you have found something yourself. There are so many twists and turns to the moving process, that often the costs can spiral out of control. That is because many people don’t necessarily budget for them. So here are some of the unforeseen moving costs you might experience. Hopefully highlighting them to you will help you to budget accordingly.
The actual moving costs
One of the things that you can forget about is the actual cost of moving and this means things like the removal van and also the packing side of things. You can often forget that you need to be able to transport your larger items of furniture from one place to another, and it can’t always be done with a small van or in the car. It might be worth speaking to a removal company who can give you a truck and also may even be able to pack your home up and unload at the other end. It can be a great investment and save you the stress of doing it yourself. It will be worth getting a few quotes for different options so you can decide what would be best for you.
The legal side of things
The next thing that you may not have thought about would be the legal side of things. This again is a cost that you need to consider early on as it needs to be paid within the balance and also the completion of the buying and selling process. It is also a good idea to look for solicitors in your local area so that you can easily visit to sign and hand over documentation. The legal aspect is an essential part of the moving process, and prices can vary, so again it is worth doing your research and factoring the cost into your budget.
Fees for settling mortgages early
A big thing that so many people forget about is their mortgage deals and the fees that may be involved. You may have just renewed your deal before deciding you want to sell, or maybe you are in a fixed rate deal for a certain period and haven’t considered the get out costs. There may be hidden fees so check it to ensure that you factor that into your budget.
New furniture and those first few weeks
Finally, the things that we don’t think about that might end up costing during the moving process is the first few weeks and the new property itself. You may need furniture that fits, or perhaps you haven’t considered that you will need to do a big food shop because you have eaten things up before you moved home. There might be added takeaways or convenience, extra childcare costs to cover to help you have some time to sort out the new place or you simply just want to get things looking their best from the word go. Try and create a little list so that you can be more aware of the spending to come.
Let’s hope these tips help you to budget for moving home.